How To Read Ccris Report

In person you can request a copy of your credit report in person at the bnm head office and bnm regional offices.

How to read ccris report. What should you do if your ccris report is unfavourable. A clear photocopy of your mykad both sides. Indicates the status of the credit facility. Activation of ctos id.

Any combination of the two other documents with your name and address from the following. Think of your ccris report as your credit health report card. Ccris keeps track of your payment record for 12 months. The use of credit score gives lenders the confidence to offer you more credit especially if your credit health is good and your score is in the higher range as they now have more precise information on which to base their credit decisions on.

Ctos will require 3 working hours to verify your details and provide you with a. The information stated in that report determines your eligibility to apply for credit facilities such as personal loan credit card housing loan car loan etc. Other terms include pending. To receive your ccris report select enquiry on the menu tabs and click on self enquiry.

How to get your ccris report. How to read ccris report. Credit report request form crr. How do i get my ccris report.

Let us take you through this example together. To get the report online you need to create an account on ctos website. Pay your instalments promptly. By correspondence you can mail e mail or fax your request for a report to bnm telelink bank negara malaysia.

You can do so by just providing your identity. Find out how your credit is doing. You must present an. If there is a consistent string of number 1 in your.

This will take you to a disclaimer page and upon agreeing to it. How to read your ccris report outstanding credit vs application for credit. Water bill electricity bill or telephone. The report is divided into two main areas i e.