How To Increase Credit Card Limit Cimb
However if you are already knee deep in debts then increasing your credit limit is not the solution.
How to increase credit card limit cimb. For example if you consistently have a balance of rm5 000 on your card your credit utilisation ratio for a limit of rm12 000 is 42 while a limit of rm17 000 is only 29. Last time i got two credit card from cimb and direct access southern bank. Increase your credit limit to match the financial status you deserve how to apply just call our consumer contact centre at 03 6204 7788 and our agents will guide you accordingly. Both gave me 15k credit limit.
You can now get a higher combined limit when you update your cimb clicks transaction limit to third parties interbank giro ibg duitnow and instant transfer. Simply mail the completed form together with your latest income document s for a review and we will notify you via mail within 2 weeks of your application status. Just login to cimb clicks and click services limits alerts clicks transaction limit. Simple flexible and secure.
Any request for temporary credit limit increase is subject to the bank s approval and the bank has the right to approve or reject your request as the bank may determine without notice and without giving any reason whatsoever. Pick a card in your wallet you want to have the limit increased on. While some credit card issuers automatically increase your credit limit others will only raise your limit if you ask. By providing us your latest income details you could be eligible for a credit limit increase on your cimb credit card s.
Rhb just acquired by cimb and i waiting for them to combine my credit limit again hehe. Once southern bank bought by cimb. Cimb combine both limit and my limit become 30k my other card now is rhb with 20k credit limit. Temporary credit limit increase is not applicable for cimb secured credit card s and cimb awsm card.
To start the process call the toll free number either posted on the back of your card or on your monthly bill and listen to the prompts there may be a prompt for requesting a credit limit increase.